SAR Inspection Services -  "Uniform Windstorm Mitigation Inspections"

We provide "windstorm inspections" that saves homeowners money. We guarantee that you will save money on the windstorm portion of your homeowners insurance, or we will refund the cost of the inspection.  Homeowners have absolutely nothing to lose, and substantial premium savings to gain.  Refer to our "testimonials page" to read what people are saying about the money they have saved from having the inspection done - it is incredible!!!!!!

The cost of the inspection is just $150 and the sooner you make your inspection appointment, the sooner you start saving on your policy. If you have already paid your premium for the year, the inspection should qualify you for a reduced premium.  In some cases, the savings may even be retroactive to the beginning of your most recent policy. What this means is that after you get the inspection, you may get a refund from your insurance company!

FLORIDA INSURANCE COMPANIES BY LAW HAVE TO GIVE DISCOUNTS !!!!!!!!!!!!!!!!!!!

The state legislation adopted provisions for a new statewide building code (the 2001 Florida Building Code), which became effective on March 1, 2002. The same legislation included a requirement for insurance companies to provide property insurance discounts for homes that have construction features that reduce the losses in windstorms. Each insurance company was required to submit new rates by February 28, 2003 and include discounts for wind damage reduction (mitigation) construction features.

The discounts are justified because stronger, more wind-resistive houses have lower windstorm losses, and lower windstorm losses means reduced costs to insurance companies. The insurance discounts provide some financial incentives for homeowners to strengthen their existing homes and for new construction to be built to the strongest options in the Florida Building Code.

These new insurance rate discounts in Florida began to take place in 2003. They apply to both existing construction (houses built prior to 2002) and new construction built to the new statewide Florida Building Code (FBC).

To qualify for these discounts, most insurance companies require a certification of the key construction features.

Calculate your savings!

Frequently Asked Questions:

How much can I save?

You can save up to 88% of the wind portion of your policy premium. If you have full coverage, and, depending on the coverage that you have, you may be entitled to save a minimum of 20% off your premium, every year!

Calculate your savings!


This seems too good to be true. How is this possible?

As a Florida homeowner, you are entitled to certain premium reductions that have been mandated by state law. SAR is here to educate homeowners about these reductions and how they can benefit. We are so confident in our service we guarantee that you will save money on your windstorm policy, or we will refund the inspection costs.  Many of our customers save thousands of dollars off of their annual premium. You have nothing to lose, and everything to gain!



Why should I use SAR Inspection Services?

SAR Inspection Services has experience in all aspects of construction details.  Being a general contractor, we have built buildings in Florida for 24 years - we know what construction features to look for.  We are a preferred windstorm inspection company by many local homeowners and professionals including Realtors and insurance companies.  Don't be fooled by imitators that offer a bargain-inspections at a reduced price!   If a less-experienced inspection company neglects to spot just one beneficial construction feature of your home, it could cost you hundreds of dollars per year!



What details of construction qualify for discounts?

1. Roof Coverings that meet  building codes
2. Roof Deck Attachments
3. Roof to Wall Attachments - metal straps, anchor bolts
4. Roof Shape - Hip Roof
5. Gable End Roof with End Bracing
6. Exterior Wall Type - Reinforced Masonry
7. Opening Protection - Impact Resistant Doors & Windows, Shutters
8. Reinforced Garage Doors
9. Secondary Water Resistant Roof Underlayments 



What is my first step to start saving?

Contact SAR Inspection Services by calling our office at (239) 514-1959 or fill in the "contact us" form in this website.  When you call or fill in the form, have your current windstorm policy information available, including your insurance company, their phone number, agent and policy number.



How does your 100% Money-Back Guarantee work?

SAR Inspection Services offers a Money-Back Guarantee:  In the rare instance that your inspection report is submitted to your insurance company and does not lower your windstorm insurance by more than the cost of the inspection, we will refund your money.



Which insurance companies give discounts?

All of them!  Florida Statute 626.0629 requires insurance companies to offer Florida homeowners "discounts, credits, or other rate differentials" for construction techniques that reduce damage and loss in windstorms.

Read what our customers have to say about SAR Inspection Services.

Our customers save thousands of dollars every year on their windstorm insurance premiums.

Bill Smalls' windstorm insurance went from $3,600 to $1,200!

Maureen Suelzer saved $2,600 on the windstorm portion of her homeowners insurance premium!

Tomasa Prado's' homeowners insurance was reduced by $1,800 after her inspection was turned in to her insurance company. 


Testimonials

My insurance premiums had gone through the roof. I was advised to contact SAR Inspection Services and schedule them to perform a Windstorm Inspection on my home. I was skeptical as to how these reductions were possible. I questioned how I could benefit, but was told I had nothing to lose and if I didn't save, my inspection fee would be returned. I called and scheduled my appointment and had the inspection just one day later.  I was surprised how convenient and simple the process was. SAR made sure my agent had the completed inspection form the same day. Two days later my insurance agent  informed me that my premium was reduced by more than $1,400. Thanks to SAR Inspection Services, I saved a significant amount of money.  The $1,400 plus savings is not for just one year but for every year to come.  My insurance premium has never been lower.  Thanks again SAR Inspection Services.  I recommend you to everyone I know.

Vicky Leferink